The Affordable Care Act will ensure that all Americans have access to quality, affordable health care and significantly reduce long-term health care costs. The non-partisan Congressional Budget Office (CBO) has determined that it will provide coverage to 32 million more people, or more than 94% of Americans, while lowering health care costs over the long term. This historic legislation will reduce the deficit by $143 billion over the next ten years, with $1.2 trillion in additional deficit reduction in the following 10 years.
What the legislation does for you:
Health insurance reform puts American families and small business owners--not the insurance companies--in control of their own health care.
Making health insurance affordable for middle class and small businesses--one of largest tax cuts for health care in history--reducing premiums and out-of-pocket costs.
Giving millions of Americans access to affordable insurance choices just as big businesses have--through a new competitive health insurance market that keeps costs down.
Holding insurance companies accountable to keep premiums down and prevent denials of care and coverage, including for pre-existing conditions.
Improving Medicare benefits with lower prescription drug costs for those in the ‘donut hole,' better chronic care, free preventive care, and nearly a decade more of solvency for Medicare.
Reducing the deficit by $143 billion over the next ten years, and by $1.2 trillion more over the following decade; reining in waste, fraud and abuse, paying for quality over quantity of care.
Failure to enact reform would have meant continued double digit premium increases--some as high as 60%, arbitrary loss of coverage, and huge increases in the national deficit.
- On February 25th, House and Senate leaders of both parties met with President Obama at the Blair House to discuss moving forward with comprehensive health reform.
- On March 18th, House Democrats unveiled legislation to improve the Senate-passed bill achieving our three key goals--affordability for the middle class, accessibility for all Americans, and accountability for the insurance industry.
- On March 21st, the House passed the Affordable Care Act by a vote of 219 to 212--sending it to the President for his signature into law on March 23rd.
- The House also passed the Reconciliation bill to improve the Affordable Care Act by a vote of 220 to 211 on the 21st--which the Senate passed on March 25th, with two small changes, and it returned to the House later that evening, passing by a vote of 220-207.
- The President signed the Reconciliation bill into law on March 30th.
- Watch Speaker Pelosi's floor speech»
- Watch the enrollment ceremony where the Speaker signed the legislation and sent it to the President»
- Watch the signing ceremony for the legislation where the President signed the legislation into law»
- Get the latest news on the implementation of health insurance reform on our blog, the Gavel»
LEARN MORE ABOUT THE LEGISLATION
How Reform Works For You:
- How Reform Works For You»
- Immediate Benefits»
- Guide for Seniors»
- Guide for Small Businesses»
- Women Have the Most to Gain»
- What's in it for Young Americans»
- 8 Great Ways Student Aid and Health Reform Works for Young Americans»
- The Patient Protection and Affordable Care Act (P.L. 111-148)»
- Health Care and Education Reconciliation Act of 2010 (P.L. 111-152)»
- 3 Page Summary of the final health insurance reform legislation»
- Section by Section Analysis of the Patient Protection and Affordable Care Act, As Amended by the Health Care and Education Reconciliation Act (Senate DPC document)»
- Detailed Summary of the Patient Protection and Affordable Care Act, As Amended by the Health Care and Education Reconciliation Act (Senate DPC document)»
- Reconciliation Bill Makes Key Improvements To Senate-passed Bill»
- Summary of the Manager's Amendment»
- Section by Section Analysis of the Reconciliation Act»
- Immediate Benefits»
- Timeline for Implementation»
- Cost of Inaction»
- Health Care By the Numbers: Open & Transparent Process»
- Health Care By The Numbers: Why We Need Reform»
- District By District Impact»
Provisions At A Glance:
Shared Responsibility & Affordability
- Making Coverage Affordable»
- Estimated Savings For Families»
- Maintaining & Improving Medicaid»
- Shared Responsibility»
- Strengthening Medicare»
- Medicare Part D/Closing the Donut Hole»
- Curbing Taxpayer Subsidies for Medicare Advantage»
- Addressing Health and Health Care Disparities»
- Rural America & Reform»
- Young Americans»
- Small Businesses»
Paying for Reform
- Statement of Administration Policy»
- List of Organizations Expressing Support For Health Reform Legislation»
Around the Web:
- Health insurance reform on our blog, The Gavel»
- Health reform fact checking and mythbusting»
- Get breaking updates on Twitter at twitter.com/healthreformnow »
- Visit our Facebook page at www.facebook.com/HealthReform »
- See history of actions on previous health insurance reform legislation in the House»
- What health reform means for you on WhiteHouse.gov»
- Majority Leader Hoyer's Clearinghouse»
- Energy and Commerce Committee»
- Ways and Means Committee»
- Education and Labor Committee»