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Health Insurance Reform: What's In It For Young Americans?

LOWER COSTS FOR YOUNG ADULTS
Preventive Care for Better Health: Offers free prevention to all insured people and invests in public health to create a system that prevents illness and disease instead of just treating it when it's too late and costs more.  Simple prevention can prevent a small health problem from getting worse.

Insurance Industry Reforms that Save You Money: Puts a cap on what insurance companies can force you to pay in out-of-pocket expenses, co-pays and deductibles.  Eliminates yearly and lifetime limits on how much insurance companies cover if you get sick.

SECURITY AND STABILITY FOR YOUNG ADULTS
Extend Health Coverage Through Parents: Allows your parents' health care plans until your 27th birthday. This will help to cover the one in three young adults who are uninsured.

Health Care When You Need It Most: Offer health insurance to those without job-based coverage and provide premium assistance to those who still can't afford it.  Young adults are just starting jobs and careers, and often don't have access to job-based coverage.  Even when they do, they often don't have the money to spend on expensive health insurance--or must endure a waiting period as a new employee.  

GREATER CHOICES TO MEET THE NEEDS OF YOUNG ADULTS

One-Stop Shopping and Competition: Creates a health insurance exchange for those who don't get insurance through their employer, so you can simply and easily compare prices and health plans and decide which quality affordable option is right for you.  It's your choice.

Insurance Security as you Begin Your Career: Guarantees choices of quality, affordable health insurance.  The typical young adult frequently changes jobs, moves, or holds part-time or temporary jobs.  Under reform, it doesn't matter.