Marketplace Average Benchmark Premiums | The Henry J. Kaiser Family Foundation


Title: Marketplace Average Benchmark Premiums | The Henry J. Kaiser Family Foundation
Timeframe: 2014-2018
Premium % change from prior year
Location 2014 2015 2016 2017 2018 2015 2016 2017 2018
United States $273 $276 $299 $359 $481 1% 8% 20% 34%
Alabama $256 $264 $297 $469 $558 3% 13% 58% 19%
Alaska $426 $488 $719 $926 $726 15% 47% 29% -22%
Arizona $202 $196 $239 $515 $516 -3% 22% 115% 0%
Arkansas $294 $285 $298 $281 $364 -3% 5% -6% 30%
California $300 $312 $312 $341 $430 4% 0% 9% 26%
Colorado $275 $308 $307 $352 $470 12% 0% 15% 34%
Connecticut $361 $353 $353 $414 $545 -2% 0% 17% 32%
Delaware $289 $301 $356 $423 $589 4% 18% 19% 39%
District of Columbia $242 $244 $244 $298 $324 1% 0% 22% 9%
Florida $266 $282 $287 $331 $466 6% 2% 15% 41%
Georgia $291 $271 $287 $336 $483 -7% 6% 17% 44%
Hawaii $183 $262 $262 $330 $438 43% 0% 26% 33%
Idaho $235 $281 $284 $355 $478 20% 1% 25% 35%
Illinois $227 $234 $255 $352 $486 3% 9% 38% 38%
Indiana $328 $323 $282 $278 $339 -2% -13% -1% 22%
Iowa $253 $265 $300 $379 $713 5% 13% 26% 88%
Kansas $239 $228 $264 $376 $518 -5% 16% 42% 38%
Kentucky $247 $266 $261 $289 $422 8% -2% 11% 46%
Louisiana $308 $325 $353 $413 $474 6% 9% 17% 15%
Maine $325 $321 $335 $385 $588 -1% 4% 15% 53%
Maryland $220 $255 $254 $318 $487 16% 0% 25% 53%
Massachusetts $268 $261 $257 $250 $316 -3% -2% -3% 26%
Michigan $254 $255 $260 $278 $381 0% 2% 7% 37%
Minnesota $182 $259 $260 $412 $385 42% 0% 58% -7%
Mississippi $378 $304 $279 $329 $519 -20% -8% 18% 58%
Missouri $287 $284 $314 $372 $529 -1% 11% 18% 42%
Montana $253 $239 $322 $465 $525 -6% 35% 44% 13%
Nebraska $249 $296 $332 $507 $767 19% 12% 53% 51%
Nevada $267 $265 $286 $302 $432 -1% 8% 6% 43%
New Hampshire $289 $250 $262 $267 $475 -13% 5% 2% 78%
New Jersey $323 $316 $332 $348 $413 -2% 5% 5% 19%
New Mexico $226 $198 $212 $273 $414 -12% 7% 29% 52%
New York $343 $380 $393 $454 $506 11% 3% 16% 11%
North Carolina $298 $316 $389 $543 $627 6% 23% 40% 15%
North Dakota $284 $303 $330 $352 $377 7% 9% 7% 7%
Ohio $264 $269 $268 $274 $371 2% 0% 2% 35%
Oklahoma $213 $226 $306 $518 $659 6% 35% 69% 27%
Oregon $217 $223 $274 $348 $414 3% 23% 27% 19%
Pennsylvania $239 $235 $260 $396 $575 -2% 11% 52% 45%
Rhode Island $293 $263 $263 $261 $311 -10% 0% -1% 19%
South Carolina $271 $271 $301 $386 $520 0% 11% 28% 35%
South Dakota $286 $264 $329 $456 $521 -8% 25% 39% 14%
Tennessee $197 $233 $287 $472 $743 18% 23% 64% 57%
Texas $248 $256 $269 $320 $434 3% 5% 19% 36%
Utah $220 $225 $260 $309 $550 2% 16% 19% 78%
Vermont $413 $468 $468 $492 $505 13% 0% 5% 3%
Virginia $272 $281 $292 $322 $535 3% 4% 10% 66%
Washington $285 $234 $247 $243 $336 -18% 6% -2% 38%
West Virginia $281 $289 $359 $472 $545 3% 24% 31% 15%
Wisconsin $298 $306 $319 $368 $569 3% 4% 15% 55%
Wyoming $419 $438 $463 $504 $865 5% 6% 9% 72%
Notes
 

Premiums were analyzed using the second-lowest cost silver (benchmark) premium for a 40-year-old in each county and weighted by county plan selections. In some state-based marketplaces, the premium data for some years are at the rating area level and are mapped to counties before weighting by county plan selections. For more information on sources and methodology, see: [2017 Premium Changes and Insurer Participation in the Affordable Care Act’s Health Insurance Marketplaces.](http://kff.org/health-reform/issue-brief/2017-premium-changes-and-insurer-participation-in-the-affordable-care-acts-health-insurance-marketplaces/)

Sources
Kaiser Family Foundation analysis of data from Healthcare.gov, state rate review websites, and state plan finder tools.
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