“Good afternoon, everyone. Thank you very much for joining us today. We are very honored to have very special guests, Brenda Kelley-Nelum from Woodbridge Virginia, she is a beneficiary of Medicare, but she has made such an enormous contribution, and she will tell you about that. And our other very important person is Sam Burnett. He is a Medicare beneficiary and a caregiver. He is from Toledo, Ohio, but he was raised in Baltimore, Maryland–so I had to tell you that.”